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1. Who we are

Universilium is operated by [fill in the legal company name], based at [fill in the company address]. You can reach us at connect@universilium.com.

2. What we offer

Universilium offers a manifestation quiz at no cost and a paid plan built from your answers. [Fill in an exact description of what is delivered after purchase.]

3. Payments

Prices shown include / do not include VAT [pick the correct option]. Payments are processed through [name of payment processor, e.g. Stripe]. You receive a confirmation email after every purchase.

4. Refund policy

You can request a refund within 14 days of your purchase by contacting connect@universilium.com or using our contact form. [Fill in the exact conditions: what is refunded in full, any exceptions, how long processing takes.]

5. Intellectual property

The content, text, and materials on this site belong to [fill in the legal company name] and may not be reproduced without written permission.

6. Limitation of liability

Universilium is for self-reflection and general guidance only. It is not medical, psychological, financial, or legal advice, and we are not liable for decisions made based on your quiz result. [Fill in any additional liability clauses relevant to your business.]

7. Changes to these terms

We may update these terms from time to time. The version published on this page is always the current one.

8. Contact

For any question about these terms: connect@universilium.com.

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